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Credit Analyst (Commercial Real Estate)

Los Angeles, CA, United States

Job Description Job Description About Reliant Capital

Reliant Capital is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Reliant is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies.

Join us at Reliant Capital and be part of a dynamic team driving innovation and excellence in private lending. With our commitment to growth and market leadership, there's no better place to build your career.

Position Summary

This is a full-time, on-site position, based in our Los Angeles and Orange County offices.

As a Credit Analyst at Reliant, you will play a crucial role in evaluating financial risks and ensuring adherence to sound credit practices. This position demands well-informed credit assessments through detailed analysis and close review of the Sponsor’s current and past financial profile. Your efforts will help consistently document a package for further internal Underwriting review, including Loan Committee.

Primary Responsibilities

Perform detailed credit analysis, evaluating the financial profiles of Sponsors.

Consult with both internal and external sources regarding Sponsor applications.

Provide consistent and accurate updates to both peers and your supervisor.

Monitor and analyze market trends, economic conditions, and industry-specific factors.

Recommend and implement best practices as part of Reliant’s dedication to creating an industry-leading customer experience.

Work efficiently under minimum supervision.

Pay close attention to detail and consistency in analysis and findings presentation format.

Advise and/or review peer work product as a quality control.

Qualifications

Bachelor's degree in finance, business, economics, or a related field is preferred.

Five plus years’ relevant experience in credit analysis and financial statement evaluation.

Excellent analytical skills with the ability to interpret complex financial data.

Effective written and verbal communication skills.

Familiarity with industry-standard credit scoring models and underwriting processes.

Proficiency in financial software and tools, including Excel or other ‘spreads’ formats.

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